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Home Ownership

                 Home Ownership

. Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live.[1] The home can be a house, such as a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also functions as a real estate investment


.  The home ownership rate is the ratio of owner-occupied units to total residential units in a specified area.[7][better source needed]

Percentage of owner-occupied units in urban areas, by country

Country% % Owner-Occupied Units in Urban Areas[8] Urban Population,

% of Total[8] Home ownership rate[9]

% Year

 Albania — — 95.3 2023

 Argentina 67% 92% 68.9 2017

 Armenia 96% 64% — —

 Australia 68% 89% 66.3 2020

 Austria — — 54.3 2023

 Azerbaijan 71% 52% — —

 Belgium — — 71.9 2023

 Bosnia and Heroine — — 91.2 2007

 Brazil 74% 87% 70.8 2022[10]

 Brunei — — 65.0 2019

 Bulgaria 87% 73% 86.1 2023

 Canada 68% 81% 66.5 2021

 Chile 69% 89% — —

 China 89% 45% 96.0 2022

 Colombia 50% 75% — —

 Costa Rica 75% 94% — —

 Croatia — — 91.2 2023

 Cuba — — 90.0 2014

 Cyprus — — 68.8 2023

 Czech Republic 47% 74% 76.0 2023

 Denmark 54% 87% 60.0 2023

 East Timor — — 49.9 2007

 Egypt 37% 43% 76.0 2019

 Estonia — — 80.7 2023

 European Union — — 69.2 2023

 Finland — — 69.2 2023

 France 47% 78% 63.1 2023

 Germany 43% 74% 47.6 2023

 Greece — — 69.6 2023

 Haiti 60% 48% — —

 Hong Kong 53% 100% 50.4 2023[11]

 Hungary 93% 68% 90.5 2023

 Iceland — — 75.0 2021[12]

 India 87% 30% 86.6 2011

 Indonesia 67% 54% 84.0 2019

 Iran — — 60.5 2017

 Ireland — — 69.4 2023

 Israel — — 64.6 2019

 Italy 80% 68% 75.9 2024

 Japan — — 55.0 2021

 Kazakhstan 96% — 98.0 2024

 Kenya — 22% 75.0 2019

 Laos — — 95.9 2015

 Latvia — — 82.8 2023

 Lithuania — — 88.8 2023

 Luxembourg — — 67.6 2023

 Malawi — 19% — —

 Malaysia — 72% 76.9 2019

 Malta — — 74.7 2023

 Mexico 71% 78% 80.0 2009

 Mongolia — 58% — —

 Montenegro — — 91.0 2023

 Morocco 62% 57% — —

 Myanmar — — 85.5 2014

 Namibia 69% 35% — —

   Nepal — — 86.0 2021[13]

 Netherlands 59% 83% 70.2 2023

 New Zealand 67% 87% 64.5 2018

 Nigeria 10% 50% 25.0 2019

 North Macedonia — — 85.8 2023

 Norway 77% 78% 79.2 2023

 Oman — — 83.0 2014

 Pakistan — 38% 82.0 2023[14]

 Panama 66% 75% — —

 Peru — 72% — —

 Philippines 80% 66% — —

 Poland 78% 61% 87.3 2023

 Portugal — — 76.0 2023

 Romania 97% 54% 95.6 2023

 Russia 81% 73% 92.6 2023

 Rwanda — 19% — —

 Saudi Arabia — — 62.1 2019

 Senegal — 43% — —

 Serbia — — 91.6 2023

 Singapore 87% 100% 87.9 2020

 Slovakia — — 93.6 2023

 Slovenia — — 75.2 2023

 South Africa 62% 62% 69.7 2021

 South Korea 56% 82% 57.3 2021

 Spain 85% 77% 75.3 2023

 Sri Lanka 82% 15% — —

 Sweden 41% 85% 64.9 2023

  Switzerland 40% 74% 42.3 2023

 Taiwan — — 83.9 2010

 Tanzania — 26% — —

 Thailand 75% 34% 74.0 2021[15]

 Trinidad and Tobago — — 76.0 2013

 Tunisia 78% 67% — —

 Turkey 81% 70% 56.7 2023

 Uganda — 13% — —

 Ukraine — 68% — —

 United Arab Emirates — — 28.0 2017

 United Kingdom 50% 90% 65.2 2023

 United States 65% 82% 65.7 2024[16]

 Uruguay 59% 93% — —

 Venezuela 83% 94% — —

 Vietnam — 28% 90.0 2020

 Zimbabwe — 38% — —

. Home ownership in Australia

Homeownership in Germany

Homeownership in the United States

Imputed rent

Negative equity

Ownership

Property

References

Further reading

External links

Last edited 2 days ago by Steven

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Real estate economics

Application of economic techniques to real estate markets


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