Home Ownership
. Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live.[1] The home can be a house, such as a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also functions as a real estate investment
. The home ownership rate is the ratio of owner-occupied units to total residential units in a specified area.[7][better source needed]
Percentage of owner-occupied units in urban areas, by country
Country% % Owner-Occupied Units in Urban Areas[8] Urban Population,
% of Total[8] Home ownership rate[9]
% Year
Albania — — 95.3 2023
Argentina 67% 92% 68.9 2017
Armenia 96% 64% — —
Australia 68% 89% 66.3 2020
Austria — — 54.3 2023
Azerbaijan 71% 52% — —
Belgium — — 71.9 2023
Bosnia and Heroine — — 91.2 2007
Brazil 74% 87% 70.8 2022[10]
Brunei — — 65.0 2019
Bulgaria 87% 73% 86.1 2023
Canada 68% 81% 66.5 2021
Chile 69% 89% — —
China 89% 45% 96.0 2022
Colombia 50% 75% — —
Costa Rica 75% 94% — —
Croatia — — 91.2 2023
Cuba — — 90.0 2014
Cyprus — — 68.8 2023
Czech Republic 47% 74% 76.0 2023
Denmark 54% 87% 60.0 2023
East Timor — — 49.9 2007
Egypt 37% 43% 76.0 2019
Estonia — — 80.7 2023
European Union — — 69.2 2023
Finland — — 69.2 2023
France 47% 78% 63.1 2023
Germany 43% 74% 47.6 2023
Greece — — 69.6 2023
Haiti 60% 48% — —
Hong Kong 53% 100% 50.4 2023[11]
Hungary 93% 68% 90.5 2023
Iceland — — 75.0 2021[12]
India 87% 30% 86.6 2011
Indonesia 67% 54% 84.0 2019
Iran — — 60.5 2017
Ireland — — 69.4 2023
Israel — — 64.6 2019
Italy 80% 68% 75.9 2024
Japan — — 55.0 2021
Kazakhstan 96% — 98.0 2024
Kenya — 22% 75.0 2019
Laos — — 95.9 2015
Latvia — — 82.8 2023
Lithuania — — 88.8 2023
Luxembourg — — 67.6 2023
Malawi — 19% — —
Malaysia — 72% 76.9 2019
Malta — — 74.7 2023
Mexico 71% 78% 80.0 2009
Mongolia — 58% — —
Montenegro — — 91.0 2023
Morocco 62% 57% — —
Myanmar — — 85.5 2014
Namibia 69% 35% — —
Nepal — — 86.0 2021[13]
Netherlands 59% 83% 70.2 2023
New Zealand 67% 87% 64.5 2018
Nigeria 10% 50% 25.0 2019
North Macedonia — — 85.8 2023
Norway 77% 78% 79.2 2023
Oman — — 83.0 2014
Pakistan — 38% 82.0 2023[14]
Panama 66% 75% — —
Peru — 72% — —
Philippines 80% 66% — —
Poland 78% 61% 87.3 2023
Portugal — — 76.0 2023
Romania 97% 54% 95.6 2023
Russia 81% 73% 92.6 2023
Rwanda — 19% — —
Saudi Arabia — — 62.1 2019
Senegal — 43% — —
Serbia — — 91.6 2023
Singapore 87% 100% 87.9 2020
Slovakia — — 93.6 2023
Slovenia — — 75.2 2023
South Africa 62% 62% 69.7 2021
South Korea 56% 82% 57.3 2021
Spain 85% 77% 75.3 2023
Sri Lanka 82% 15% — —
Sweden 41% 85% 64.9 2023
Switzerland 40% 74% 42.3 2023
Taiwan — — 83.9 2010
Tanzania — 26% — —
Thailand 75% 34% 74.0 2021[15]
Trinidad and Tobago — — 76.0 2013
Tunisia 78% 67% — —
Turkey 81% 70% 56.7 2023
Uganda — 13% — —
Ukraine — 68% — —
United Arab Emirates — — 28.0 2017
United Kingdom 50% 90% 65.2 2023
United States 65% 82% 65.7 2024[16]
Uruguay 59% 93% — —
Venezuela 83% 94% — —
Vietnam — 28% 90.0 2020
Zimbabwe — 38% — —
. Home ownership in Australia
Homeownership in Germany
Homeownership in the United States
Imputed rent
Negative equity
Ownership
Property
References
Further reading
External links
Last edited 2 days ago by Steven
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