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 Business finance Management .     Financial management is the business     function concerned with profitability,expenses, cash and credit. These are often grouped together under the rubric of maximizing the value of the firm for stockholders. The discipline is then tasked with the "efficient acquisition and deployment" of both short- and long-term financial resources, to ensure the objectives of the enterprise are achieved.[1] .   Financial managers[2] (FM) are specialized professionals directly reporting to senior management, often the financial director (FD); the function is seen as 'sta "Manager" redirects here. For other uses, see Manager (disambiguation) and Management (disambiguation). Management (or managing) is the administration of organizations, whether businesses, nonprofit organizations, or a government bodies through business administration, nonprofit management, or the political science sub-field of public administration respe...

 Mangment System  .   This article needs additional citations for verification. (November 2018) A management system is a set of policies, processes and procedures used by an organization to ensure that it can fulfill the tasks required to achieve its objectives. [1]          These objectives cover many aspects of the organization's operations (including product quality, worker management, safe operation,       client relationships, regulatory conformance and financial success). For instance, quality management The system enables organizations to improve their quality performance, an environmental     .    Management system enables organizations to improve their environmental performance, and an occupational health and safety management system enables organizations to improve their occupational health and safety performance, can be run in an integrated management system.   The international sta...

 Building Setup  Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources in a controlled manner, taking into account various financial risks and future life events. When planning personal finances, the individual would take into account the suitability of various banking products (checking accounts, savings accounts, credit cards, and loans), insurance products (health insurance, disability insurance, life insurance, etc.), and investment products (bonds, stocks, real estate, etc.), as well as participation in monitoring and management of credit scores, income taxes, retirement funds and pensions. Personal finance principles It is hard to define universal personal finance principles because: Individual situations vary significantly when it comes to income, wealth, and consumption requirements. Tax and financial regulations vary between countries. Market conditions change both geographically and ove...

NFTS What Is a Non-Fungible Token (NFT)? Non-fungible tokens (NFTs) are assets like artworks, digital content, or videos that have been tokenized via a blockchain. Tokens are unique identification codes created from metadata via an encryption function. These tokens are then stored on a digital ledger, while the assets themselves are stored in other places. The connection between the token and the asset is what makes them unique. NFTs can be traded and exchanged for money, cryptocurrencies, or other NFTs—it all depends on the value the market and owners have placed on them. For instance, you could draw a smiley face on a banana, take a picture of it (which has metadata attached to it), and tokenize it on a blockchain. Whoever has the private keys to that token owns whatever rights you have assigned to it. Cryptocurrencies are similar to NFTs, in that both are secured on blockchain networks. The key difference is cryptocurrencies are fungible, or interchangeable. While there's no sig...

       .  Many people just like you turn to the markets to help buy a home, send children to college, or build a retirement nest egg. But unlike the banking world, where deposits are guaranteed by federal deposit insurance, the value of stocks, bonds, and other securities fluctuates with market conditions. No one can guarantee that you’ll make money from your investments, and they may lose value. The U.S. Securities and Exchange Commission enforces the laws on how investments are offered and sold to you. Protecting investors is an important part of our mission. We cannot tell you what investments to make, but this website provides unbiased information to help you evaluate your choices and protect yourself against fraud. What kinds of investment products are there? Stocks Bonds Municipal Bonds Mutual Funds Exchange-Traded Funds (ETFs) Annuities Certificates of Deposit (CDs) Money Market Funds Commodities Hedge Funds Real Estate Investment Trusts (REITs) Internati...

 Frugality is the quality of being frugal, sparing, thrifty, prudent, or economical in the consumption of resources such as food, time or money, and avoiding waste, lavishness or extravagance.[2] James Gillray's satirical print Temperance Enjoying a Frugal Meal. George III is depicted with patched breeches and a chair covered with protective fabric, eating a simple boiled egg and using the tablecloth as his napkin. Winter flowers fill the unlit fireplace. Frugality is the quality of being frugal, sparing, thrifty, prudent, or economical in the consumption of resources such as food, time or money, and avoiding waste, lavishness or extravagance. American Coloni Period (17th and 18th centuries): Frugality was intertwined with moral and religious values among the population of Puritan and Quaker settlers in American society.[6][7] They emphasized the virtues of productive work for the benefit of society and frowned upon unnecessary consumption.[6] Laws were enacted in colonies like Mas...

.  Cryptocurrency comes under many names. You have probably read about some of the most popular types of cryptocurrencies such  as Bitcoin, Lite coin, and Ethereum. Cryptocurre.ncies are increasingly popular alternatives for online payments. Before converting real dollars, euros, pounds, or other traditional currencies into ₿ (the symbol for Bitcoin, the most popular cryptocurrency), you should understand what cryptocurrencies are, what the risks are in using cryptocurrencies, and how to protect your investment. What is cryptocurrency? A cryptocurrency is a digital currency, which is an alternative form of payment created using encryption algorithms. The use of encryption technologies means that cryptocurrencies function both as a currency and as a virtual accounting system. To use cryptocurrencies, you need a cryptocurrency wallet. These wallets can be software that is a cloud-based service or is stored on your computer or on your mobile device. The wallets are the tool throu...

   Outsourcing is a business practice in which companies use external providers to carry out business processes that would otherwise be handled internally.[1][2][3] Outsourcing sometimes involves transferring employees and assets from one firm to another.  Not to be confused with Offshoring. Outsourcing is a business practice in which companies use external providers to carry out business processes that would otherwise be handled internally.[1][2][3] Outsourcing sometimes involves transferring employees and assets from one firm to another.    The term outsourcing, which came from the phrase outside resourcing, originated no later than 1981 at a time when industrial jobs in the United States were being moved overseas, contributing to the economic and cultural collapse of small, industrial towns.[4][5][6] In some contexts, the term smartsourcing is also used.[7] .  The concept, which The Economist says has "made its presence felt since the time of the Second ...

 Lifestyle and Hobbies    A chemical reaction is a process that leads to the chemical transformation of one set of chemical substances to another.[1] When    chemical reactions occur, the atoms are rearranged and the reaction is accompanied by an energy change as new products are generated. Classically, chemical reactions encompass changes that only involve the positions of electrons in the forming and breaking of chemical bonds between atoms, with no change to the nuclei (no change to                The elements present), and can often be described by a chemical equation. Nuclear chemistry is a sub-discipline of chemistry that involves the chemical reactions of unstable and radioactive elements where both electronic and nuclear changes can occur. . A thermite reaction using iron(III) oxide. The sparks flying outwards are globules of molten iron trailing smoke in their wake. The substances (or substances) initially involve...

 Your Own Journy . Have you ever thought about creating your own path in life?  Search Outsourcing Article   Talk Language Download PDF Watch Edit Not to be confused with  Offshoring . Outsourcing  is a business practice in which  companies  use external providers to carry out  business processes  that would otherwise be handled internally. [ 1 ] [ 2 ] [ 3 ]  Outsourcing sometimes involves transferring employees and assets from one firm to another. The term  outsourcing , which came from the phrase  outside resourcing , originated no later than 1981 at a time when industrial jobs in the United States were being moved overseas, contributing to the economic and cultural collapse of small, industrial towns. [ 4 ] [ 5 ] [ 6 ]  In some contexts, the term  smartsourcing  is also used. [ 7 ] The concept, which  The Economist  says has "made its presence felt since the time of the  Second World War ", [ 8 ...